Deposit minimums and account structure
XM requires a $5 minimum deposit with Micro / Standard / Ultra-Low accounts; Exness starts from just $1 with Standard / Raw Spread / Zero / Pro. Both are friendly to small accounts — Exness is simply lower-barrier.
Spreads and total cost
XM Standard EURUSD spreads start around 1.0, lower on Ultra-Low; Exness Standard is similar, while Raw Spread starts at 0.0 plus commission. Combine spreads with rebates for the true comparison.
Rebate rates side by side
Using our rates: XM Ultra-Low pays $7 per forex lot; Exness Standard pays $8 and Raw Spread $5.5. The bigger your volume, the bigger the gap — run your real numbers through the calculator.
Who fits which
- Bonus promotions and multi-market one-stop trading: XM fits better
- Ultra-low spreads, high frequency, fast withdrawals: Exness fits better
There is no conflict in opening both — diversify and collect rebates from each.
