XM vs ZFX
Rebates, spreads, regulation and deposit requirements side by side — pick the broker that fits you.
Key Conditions Compared
| XM | ZFX | |
|---|---|---|
| Max Rebate (per lot) | $26/lot | $16/lot |
| Established | 2009 | 2017 |
| Min. Deposit | $5 | $50 |
| Spreads from | 1.0 pips | 0.2 pips |
| Platforms | MT4 / MT5 | MT4 |
| Regulation | CySEC (Cyprus, EU) - Trading Point of Financial Instruments Ltd, licence 120/10 · ASIC (Australia) - Trading Point of Financial Instruments Pty Ltd, AFSL 443670 · FSC (Belize) - XM Global Ltd, licence 8557558 | FCA (United Kingdom) - Zeal Capital Market (UK) Ltd, licence 768451 · FSA (Seychelles) - Zeal Capital Market (Seychelles) Ltd, licence SD027 |
| Open Account | Open Account | Open Account |
Quick Verdict
On rebates alone, XM edges ahead with up to $26 per lot; still weigh spreads, platforms and withdrawal experience before deciding.
Rebate Table Comparison
XM
| Account Type | EURUSD (USD/lot) | Gold (USD/lot) | Energy (USD/lot) | Bitcoin (USD/lot) | Notes |
|---|---|---|---|---|---|
| Standard Account Top Rebate | $9 | $26 | $2.15 | $12 | Major pairs covered |
| Ultra-Low Account | $4 | $9 | $2.15 | $5.25 | |
| Micro Account Top Rebate | $9 | $26 | $2.15 | $12 | Great for beginners |
Rates are per standard lot (1 lot). Final amounts follow the settlement statement.
ZFX
| Account Type | EURUSD (USD/lot) | Gold (USD/lot) | Notes |
|---|---|---|---|
| Mini Account | $4 | $8 | From $50, 0.1-lot minimum |
| Standard STP Account | $6 | $12 | From $200, commission-free |
| ECN Account Top Rebate | $8 | $16 | From $1,000, spreads from 0.2 pips |
Rates are per standard lot (1 lot). Final amounts follow the settlement statement.